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help trying to get my refund

Question:

Paypal says –the buyer’s claim has been granted but the seller did not have sufficient funds in his PayPal account to cover the refund. PayPal is working with the seller to recover funds on the buyer’s behalf. I the buyer got back 175 which is ebays standard maximum amount for claims.  The item I paid for with paypal was 400.  Can I do anything to recover the funds myself?

Response:

yes, so I file a chargeback for 400 – 175 from ebay?  How much info does my credit card company need? – Hide quoted text — Show quoted text – File a chargeback with your credit card company.  You did fund this PayPal payment with a CC didn’t you?

Response:

thanks, called my credit card company which is a Paypal visa and forms to fill out are on the way. – Hide quoted text — Show quoted text – yes, so I file a chargeback for 400 – 175 from ebay?  How much info does my credit card company need? Just call your CC company and explain your situation to them.  Inform them that you did get $175 back.  They will do the math and take back from PayPal what is owed to you. Rita

Response:

– Hide quoted text — Show quoted text – thanks, called my credit card company which is a Paypal visa and forms to fill out are on the way. yes, so I file a chargeback for 400 – 175 from ebay?  How much info does my credit card company need? Just call your CC company and explain your situation to them.  Inform them that you did get $175 back.  They will do the math and take back from PayPal what is owed to you. Rita

A PayPal Visa? You "may" be out of luck. Is it drawn on a National bank with just the PayPal name on it? When I have done charge backs there was no form to be mailed or filled out. I just called them told them what was going on, they looked it up, said no problem. After that the only thing I got in the mail was a confirmation that the charge had been permanently removed. and thanking me for me business bla bla bla. — 25% graduate functional illiterates. We should remove the warning labels from everything and let nature take care of the problem. Peter Weisbach

Response:

– Hide quoted text — Show quoted text – A PayPal Visa? You "may" be out of luck. Is it drawn on a National bank with just the PayPal name on it? When I have done charge backs there was no form to be mailed or filled out. I just called them told them what was going on, they looked it up, said no problem. After that the only thing I got in the mail was a confirmation that the charge had been permanently removed. and thanking me for me business bla bla bla. This is my thought as well.  I didn’t respond because I have suspicions of being chummed since nobody uses or should use a PayPal Visa card.  The mailed forms aren’t out of the ordinary and my bank does use them as well. The phone call gives you instant results and a provisional credit and the form is a formality that my bank uses for record and part of the investigation process. Rita

Ok I guess it just depends on the bank. Does anyone know if the PP CC is drawn on some bank? I have got many of their spam offers to get one, but never paid any attention to them.   The last charge back I had to do was with Discover. I was getting fed up with McAfee and decided to try Norton. The company that makes it (Syn something?) had a download for it, I tried, something went wrong, probably my fault, most kids in Jr High know more about a computer than I do, but it would not work, would not let me download again, but did charge my card. After much searching the only phone # I could find was a place you had to pay by the min. to talk to them. While I was on the phone to Discover telling them I wanted to reverse the charge the operator gave me a free (800) # for them. While he was doing his thing I dialed it, got a recording that it was no longer in service to try to reach them on line. I told him this and asked him if he wanted to hear it, he laughed and said no. I never did hear from Norton, but Discover reversed the charge. — "Everything in excess! To enjoy the flavor of life, take big bites. Moderation is for monks." [Lazarus Long]

Response:

- Hide quoted text — Show quoted text – A PayPal Visa? You "may" be out of luck. Is it drawn on a National bank with just the PayPal name on it? When I have done charge backs there was no form to be mailed or filled out. I just called them told them what was going on, they looked it up, said no problem. After that the only thing I got in the mail was a confirmation that the charge had been permanently removed. and thanking me for me business bla bla bla.   The mailed forms aren’t out of the ordinary and my bank does use them as well. The phone call gives you instant results and a provisional credit and the form is a formality that my bank uses for record and part of the investigation process.

You’re so absolutely retarded.  You have to complain in writing to preserve your legal rights.  It is not just a formality.  Read the back of your statement. They use small words. A

Response:

A PayPal Visa? You "may" be out of luck. Is it drawn on a National bank with just the PayPal name on it?

PayPal’s Visa debit card is issued by 1st Bank. Its Master Card credit card comes from Providian Natl. Bank.

Response:

– Hide quoted text — Show quoted text – A PayPal Visa? You "may" be out of luck. Is it drawn on a National bank with just the PayPal name on it? When I have done charge backs there was no form to be mailed or filled out. I just called them told them what was going on, they looked it up, said no problem. After that the only thing I got in the mail was a confirmation that the charge had been permanently removed. and thanking me for me business bla bla bla.   The mailed forms aren’t out of the ordinary and my bank does use them as well. The phone call gives you instant results and a provisional credit and the form is a formality that my bank uses for record and part of the investigation process.

You’re so absolutely retarded.  You have to complain in writing to preserve your legal rights.  It is not just a formality.  Read the back of your statement. They use small words. A LOL, is that right? You are certain of that huh? So when I did not fill out any "forms" for my last couple chargeback’s, and I then got a letter confirming that the charge had been permanently removed, the bank was just lying to me huh? Those damn bankers, always trying to pull one over on us. Good thing we have "smart" people like you to give us the real story so they can’t take advantage of us. — Stupidity should be painful

Response:

A PayPal Visa? You "may" be out of luck. Is it drawn on a National bank with just the PayPal name on it? PayPal’s Visa debit card is issued by 1st Bank. Its Master Card credit card comes from Providian Natl. Bank.

That would be scary if they are still anything like they (Providian) was years ago. Friend of mine had one of their cards. Twice when I was with him and he tried to buy something his card was declined. I asked him "do you have it maxed"? He said he had a 0 balance. Both times when he called them to ask what was up, the answer was "our computers are down so the charges will not go through". He gave up on them the second time. Maybe by now they have upgraded and no longer use old 486’s they got at the Good Will. — "Everything in excess! To enjoy the flavor of life, take big bites. Moderation is for monks." [Lazarus Long]

Response:

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